Ethical Principles

Ethics are not only the funds that a socially responsible financial entity manages. This is important, but from the perspective of ethical finances, it is necessary to have some ethical principles with some few affordable parameters that can be summarized based on the positive social impact of their activities.

There are 5 principles that we could establish as being at the basis of ethical finances:

The principle of Applied Ethics:

Ethics seen as a process of ongoing reflection when applying criteria for investment and credit concessions.

The principle of Participation:

Decision-making is done in a democratic way. Not only do members vote but they must be able to participate in defining the entity’s basic policies.

The principle of Coherence:

Money must be used in a coherent way with regards to one’s values.

The principle of Transparency:

cal oferir informació regular i pública de totes les activitats i les seves conseqüències.

The principle of Involvement:

Ethical financial entities must move beyon their negative criteria and must define their investment policy based on positive criteria in order to change society.

These ethical principles are constant and have a deep mark on the entity, not only in its activities but also in their attitude and committments.

Ethical criteria must be present in each and all of the ethical financial entity’s activities.

An ethical finacial entity must be ethical at al levels.